Travel insurance can act as a security network for tourists, covering everything from minor discomfort to situations that threaten life. However, standard rules often fail to address some high -risk situations, such as war.

Travel insurance may not cover acts of terrorism, such as the one that took place in Pahalgam, but it covers the losses that arise from a war situation? Given the growing geopolitical agitation in certain parts of the world, it is important to know if its travel insurance policy covers such terrible situations.

The purchase of travel insurance protects against unforeseen circumstances, such as diseases, canceled trips or out of place bags. However, travel insurance coverage can be restricted and often has exclusions and limits when it comes to war situations.

Any armed confrontation between nations, organized states or groups is known as war in the context of travel insurance. This generally refers to declared wars, not declared and even civil.

Large -scale military operations and the deployment of armed troops, whether local, national or international, are also known as war.

Bajaj Allianz affirms on its website that “losses due to war, rebellion or terrorism” are not covered by their travel policies abroad.