So many tourists from the United Kingdom believe they can cover the Cass of hospital treatment abroad if things go wrong. Maybe they think they can Crowdfundlo? The harsh reality is that we all need travel insurance because hospitals in Europe, USA, Canada and many more countries love to charge for everything. Here is the word;

The majority of tourists from the United Kingdom (51%) believe that medical invoices abroad with their own money could personally cover, if they get sick or have a holiday accident, according to a new investigation by All Clear Travel Insurance.

In addition, people with medical conditions were more likely than the national average of believing that medical costs abroad could personally cover (59%). This occurs at a time when there has been a significant improvement in the percentage of people with medical conditions that plan a vacation abroad, which increases from 64% in 2024 to 89% this year.

With the true cost of medical treatment and hospitalization in many countries abroad, New Clear research suggests that tourists from the United Kingdom could be sleepy the financial disaster, traveling abroad under the wrong idea that they could personally finance medical treatment abroad. Spain, Italy and Germany emerged as countries where people were more likely to believe that medical costs on vacation could personally finance, but significant numbers also believed that they could also cover medical costs if they get sick in places like the United States, Thailand, Jamaica and Mexico.

Percentage of people who say they could pay medical bills abroad and not have adequate medical insurance coverage.

National Average % that could pay medical bills in themselves with medical conditions % that could pay medical bills themselves

Spain 24% 23%

Italy 19% 18%

Germany 17% 15%

Portugal 17% 17%

USA 12% 15%

Sweden 11% 11%

Thailand 11% 12%

Australia 11% 12%

India 10% 9%

Canada 9% 10%

Jamaica 7% 7%

Mexico 7% 7%

Garry Nelson, Head of Corporate Affairs at All Clear Travel Insurance comments: “We are concerned about the proportion of people who think they could pay their medical invoices if they fall sick abroad without integral coverage. A medical emergency in some countries could cost a person their home and communicate easily with 6 figures.

With the increase in treatment costs, combined with unfavorable change rates, the true costs of tourists from the United Kingdom that are hospitalized abroad are water. The message for tourists, and especially those with medical conditions is clear; Get travel insurance with good medical coverage before flying abroad. Too many British adults are buying travel insurance simply for price. This, combined with the lack of consumer knowledge about medical costs abroad, makes this a problem of the seismic industry that must be addressed, and urgently. “

For people with medical conditions, the price (53%) has exceeded safety (30%) as the key driver behind their vacation planning by 2025, and 29%of people say they will buy the cheapest coverage they can find, aware that their medical conditions could be excluded.

AllClear Travel Insurance has also launched an annual travel trends report that explores the reasons why people do not declare medical information when they look for their travel insurance.

· Education is a key issue: 24% of respondents said they were not sure how much information should be declared when buying travel coverage, and this made it easier for them to feel confused. In addition to this, 13% of people with medical conditions said that their insurance provider would already have all the necessary information of the previous year policy. This assumption does not recognize that medical records can change year after year.

· Conscious concealment: For a proportion of respondents, there were evidence of intentional concealment. Nationally, 22% of respondents were worried about being rejected for travel coverage, so he said they would control the amount of information they shared to obtain a policy before traveling. In addition, 16% of people had an express intention to ensure a cheaper price for their policy, and believed that they could achieve this if they limited the amount of medical information they provided at the point of sale. From both cases, there may be understanding and sympathy about the pressures that drive behaviors, but the consequences can be deep, including the invalidation of a claim.

· Evaluation of risks with precision: Beyond the lack of general awareness of travel insurance, some people did not calculate personal risks precisely when making decisions about the coverage they thought they needed. Around one in seven people (14%) believed that they could cover medical costs abroad if they were hospitalized when, in truth, medical invoices in places like the US. UU. They can be easy to find with six or seven figures. Added to this, 14% of respondents felt that the risk of falling ill abroad was low.

While few people go on vacation to expect to fall ill (or have an accident), it is vital that people with medical conditions declare their medical information that falls within the medical guarantee when buying coverage, and that the insurer evaluates the real level of risk.

· Proximity of the foreign complex: nationwide, 11% of people, the implicit travel cover was less important if they did not travel far, and could easily reach a plane home if something went wrong. The study of Allclear during the summer revealed that a growing number of older travelers (and those with medical conditions) cite the proximity of the destination as a reason not to obtain travel coverage. Once again, this can be a dangerous assumption. If a serious illness occurs, or a person has a holiday accident, obtaining a flight for medical care at home often will not even be an option.

· Privacy: This was a problem for one in 10 respondents. At a time when online scams and identity theft are in a record, it is understandable that people are concerned about the amount of information they declare, but, for those with medical conditions, it is essential to declare the necessary information to obtain comprehensive coverage.

· Time: Other respondents commented on being busy and confused with online forms.

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