Faye’s travel insurance review
Faye Travel Insurance pros and cons
Pros
- High limits for emergency medical expenses
- Pet care accessories, rental car coverage and adventure sports
- Cancel for any reason that insurance covers up to 75% of non -reimbursable expenses
Cons
- Just a plan
- There are no annual travel insurance policies
Faye’s travel insurance plans
Fortunately, that base plan is quite complete. – With high limits for luggage, personal belongings, medical emergencies, evacuation and more. The policy is also reinforced by numerous optional accessories, including the coverage of your pets, whether they travel with you or stay behind.
Faye’s coverage limits
| Benefit | Coverage limit |
|---|---|
| Travel cancellation | 100% of non -refundable travel costs (up to $ 40,000) |
| Travel interruption | 150% of non -refundable travel costs (up to $ 60,000) |
| Trip delay | $ 300 per day for delays of at least six hours (up to $ 2,100) |
| Lost connection | $ 200 (after three hours) |
| Luggage delay | $ 200 from 6 am (without receipt), $ 300 from 12 noon (with receipt) |
| Lost/damaged luggage | Up to $ 2,000 in total |
| Emergency medical expenses | Up to $ 250,000 (main coverage) |
| Emergency Medical Evacuation | Up to $ 500,000 |
| Non -Medical Emergency Evacuation | Up to $ 100,000 |
Optional accessories
The accessories vary according to the plan and the State, but include:
- CFAR coverage: Up to 75% of the 75% travel costs (can cancel up to 48 hours before departure).
- Automobile rental: Collision coverage, natural disasters, robbery and vandalism
- Adventure trips and extreme sports: Up to $ 250,000 for international trips and $ 50,000 for sports such as paratrooper, bungee jump or free diving.
- Vacation rental damage: Up to $ 3,000 for involuntary damages to rental properties
- Pet care: $ 2,500 in veterinarian and $ 250 expenses in dog costs if you get home later than planned.
How much does Faye cost?
We request coverage for a two -week holiday in the United Kingdom in April for two adults of 35 years in New York with two children, aged 8 and 10, and a cost of approximately $ 3,000 per person or $ 12,000 in total.
How Faye is compared with other travel insurance companies
Faye vs. Travel Guard®
Both Travel Guard and Faye offer an easy online purchase experience with first level customer service.
But while Fayo only has one plan, Travel Guard offers three levels, from the essential budget level policy to the comprehensive luxury policy, in addition to a last -minute travel plan that renounces the travel cancellation coverage.
Travel Guard® Travel Insurance
-
The highlights of politics
AIG Travel Guard offers essential, Preferred and luxury policies, as well as an annual plan and an N ‘Go for travel plan the same day. Complements include coverage for rental vehicles, pets, adventure sports and wedding cancellations
-
Cancel for any reason for coverage
Complement to preferred and luxury plans that reimburse 50% of travel costs if purchased within 15 days after the reserve
-
Preexisting condition exemption
Available with any plan bought within 15 days of the initial travel deposit
Faye’s plan includes higher coverage limits in several areas, including emergency medical expenses: it reaches the maximum of $ 250,000, compared to $ 100,000 with Travel Guard luxury policy. It also offers double coverage for lost luggage as the travel guard.
Read: Travel Guard Travel Insurance Review
Faye CFAR insurance also reimburses up to 75% of travel expenses, compared to only 50% with the travel guard.
But Travel Guard is currently presented: for the same family trip to the United Kingdom, even his luxury plan was cheaper than Faye’s aforementioned rate.
Faye vs. world nomads
The four World Nomads Maximum Plans at $ 15,000 for travel and interruption cancellation. However, Faye reimburses 100% of the costs of your non -refundable trip if cancels and 150% if there is a travel interruption.
World Nomads travel insurance
-
The highlights of politics
Standard, explorer, single -trip epic plans and multiple -travel plan, with CFAR available with top -level policies
-
Cancel for any reason for coverage
The complement to Explorer and Epic plans that cover 75% of the non -refundable costs if purchased seven days before the initial deposit. (Not available in New York).
-
Preexisting condition exemption
Available with explorer and EPIC plans bought seven days before the first deposit.
You must buy the most expensive epic plan World Nomads to obtain the same $ 250,000 in coverage of medical expenses that Faye offers, and obtain the same CFAR coverage that covers 75% of travel costs.
However, if you travel on the wild side, coverage for more than 250 adventure activities, including Bungee, Snorkel and Zipling, is standard, is standard with all world Nomads plans. More dozen, from diving in the cliff to parachute, they are covered at higher levels.
With Faye, obtaining coverage for adventure activities is an additional complement.
A World Nomads appointment discovered that our four family would pay around $ 331 for the standard plan, $ 551 for the Explorer Plan and $ 1,016 for the epic plan. Faye’s appointment was $ 690 for the same trip.
Is Fayo Travel Insurance suitable for me?
If you want the cheapest politics possible, or the ability to choose coverage limits between different levels, Faye may not be the right option for you.
Frequent Faye Travel Insurance Questions
Is Fayo Travel Insurance legitimate?
Faye is a legitimate travel insurance company owned by the German conglomerate Zenner, Inc. its policies are subscribed by the United States fire insurance company.
Can I get a Fayo policy with a pre -existing medical condition?
Faye offers an exemption for pre -existing medical conditions, but you must buy your policy within 14 days after your initial payment and can travel medically when you buy your policy. Not all conditions are covered by exemptions, so consult with the supplier to obtain details.
How do I present a claim against Faye?
You can file a claim with Faye Online, in the mobile application, calling 833-240-7056 or sending an email to claim@withfaye.com. First you must cancel with your airline, hotel, tour operator and any other supplier and obtain proof of payment or your original confirmation. Depending on your reason to cancel and the nature of your claim, you must also provide receipts, cancellation vouchers, airline documentation, a medical certificate or copies of accidents or police reports.
Faye covers cancellations due to COVID-19?
Faye treats COVID-19 like any other disease, so he should be able to reimburse himself if he needs to cancel his trip or access the benefits of medical interruption and coverage if he needs to shorten his trip.
Subscribe to the CNBC Select Bulletin!
Money matters, so take full advantage. Get expert advice, strategies, news and everything you need to maximize your money, directly to your entrance tray. Register here.
Why trust CNBC Select?
In CNBC SELECT, our mission is to provide our readers with journalism of high quality services and comprehensive consumer advice so that they can make informed decisions with their money. Each insurance review is based on rigorous reports of our team of expert writers and editors with extensive knowledge of insurance products.. While CNBC Select wins a commission of the affiliated partners in many offers and links, we create all our content without contributions from our commercial team or any external third party, and we are proud of our standards and journalistic ethics.
Our methodology
For sampling frequencies in this story, we gathered appointments for an April 2025 trip to the United Kingdom for a family of four, including two 35 -year -old New York residents with two children, aged 8 and 10, spending $ 3,000 for person ($ 12,000 in total).
Catch up with detailed CNBC select coverage Credit cards, banking and moneyand follow us in Tiktok, Facebook, Instagram and Twitter To keep up.
Editorial Note: The opinions, analysis, reviews or recommendations expressed in this article are those of the selected editorial personnel alone, and have not been reviewed, approved or backed by a third party.
(Tagstotranslate) Personal Finance (T) Labor Economics (T) Social issues
